Name: City Roofings & Exteriors
Address: Calgary Alberta Canada, AB
Telephone: (403) 608-9933

So you need to get your roof replaced. You know that it’s going to cost a lot of money to replace the roof, so it makes natural sense to try to get your insurance to cover most of the costs. But how do you go about making sure your insurance will cover roof replacement in Calgary?

Document all of the damage. You need to make sure your photos are crystal clear and detailed. You need to convince the insurance company of the amount you need to be covered. It will help to have before pictures but if you don’t, just make sure the after pictures correlate to what caused the damage and detail all of the repair costs.

Next, bring in a professional. You need to get a professional that works on roof replacement in Calgary. You need a professional inspection done and get a figure for how much repairs are going to cost. Some companies know how to deal with insurance companies and will actually help you get as much of the claim as possible.

(Wondering how often you need to replace your roof? Find out here!)

You also want to double-check your insurance policy. You should only aim to get your insurance to cover your roof replacement costs if they are liable. Insurance policies will not cover all types of situations. You do not want to waste your time trying to fight a losing battle.

Then you want to look into the age of your roof. Some insurance plans will not cover roofs if they haven’t been replaced for a very long time. This is because roofs have a limited lifespan and eventually break down. If your roof has been damaged due to some kind of storm, this may be an exception.

Finally, you will want to talk to different contractors. If you find that your insurance company will not cover the full amount, you should see if you can get a lower estimate from other roofing contractors. This will allow you to decrease the costs of roof replacement significantly.

This is how you want to deal with insurance companies when dealing with roof damage claims. Make sure you read into your policy, talk to different roofing companies, and document everything with great detail. These things are essential to making sure you get proper coverage.

At City Roofing and Exteriors, we take pride in our work and by serving Calgarians. We work hard to assist our customers in providing proper roofing systems to meet your budget and needs. We guarantee that you will be satisfied with our work, give us a call at (403) 608-9933 or email us at [email protected].

It is hard to deny just how paramount a roof is to a residence’s internal safety and structural integrity. Old or tiring roofs could have significantly adverse health-related and financial impacts upon homeowners.

With homes performing roof repairs in Calgary cautions current and future customers that these circumstances could even exercise a major influence over a home’s insurability. Such an issue could adversely hinder one’s ability to both sell or purchase the dwelling in question.

Age’s Impact On A Roof

As is the case with many other constructions, age is not typically kind to roofs. These external coverings are continually exposed to several notable issues, such as hot and cold temperatures, inclement weather like rain, snow, ice, and wind, bird and animal droppings, environmental debris, and atmospheric pollution.

While most roofing materials are designed to last for many years, time and conditions ultimately weaken its components. Said events could result in negative occurrences, including extensive water damage, increased electricity and fuel costs, expensive repairs, and significantly diminished property aesthetics.

The Relationship Between A Roof’s Age And Insurance

There are certain policy providers who either refuse to ensure roofs over a certain age or charge extremely high premiums when said circumstances apply. Other companies will not grant a homeowner coverage unless the roof in question meets certain structural and safety requirements.

Aerial view of house flat roof on residental building. Modern architecture exterior. Air conditioning systems and ventilation structure. Residental building in background, sunny day.

Specific providers might not even cover replacement for aged roofs but only offer cash value for the structure’s appraised worth at a given age.

Steps Impacted Homeowners Can Take

Insurance industry professionals caution those interested in selling or purchasing homes with older roofs to display added vigilance.

Prospective sellers are implored to pay close attention to potential roof problems and quickly remediate them.

Specific indications of deterioration include visible signs or roof deterioration, water stains or damage to internal structural components like walls and ceilings, confusingly high energy bills, and the growth of potentially harmful lifeforms such as mildew and mold.

Potential purchasers might not be afforded the opportunity to spot such red flags. Therefore, said subjects are enthusiastically urged to retain the services of home inspectors and establishments executing roof repairs in Calgary before getting serious.

The winter can be very hard on your roof. Snow and ice are heavy, and the constant freezing and melting can lead to ice dams and other roof damage. This is all made more complicated by the fact that roof maintenance is challenging in the winter. Therefore, most people have to put off their issues with roofing in Calgary until the after winter has dissipated. Here are the first things you should do for your roof when the winter finally ends.

Address Any Problem Areas As The Winter Thaws

In some cases, you may be aware of potential issues. During the winter, you may notice leaks in your gutters or water accumulation in your eaves. You could spot damage to the shingles or flashing. While it is essential to wait until your roofing in Calgary is safe before addressing these issues, once the thaw hits, you need to get right on them. These issues can lead to severe problems with your roof over time. Get the necessary areas repaired, and make sure that all work is completed to prevent future problems.

Clean Your Gutters After The Winter Snow And Ice

Your roofing is about more than shingles. Your gutters are also essential. Gutters control the flow of water off your roof and direct it away from your home. However, in the winter, your gutters will take a beating. This is because snow and ice accumulate on your roof. This can easily block your gutters. When this happens, the melting snow has nowhere to go. This can cause the water to sit in pools on your roof. It can even cause the water to seep beneath your shingles and leak into your home. Therefore, as soon as you are able, clean your gutters. This should be a high priority task once the winter has ended.

Get A Routine Checkup For Your Roofing In Calgary

There are some roofing issues that you will not be able to see. Therefore, make sure you get a routine roof inspection when the winter is over. When you have a professional look over your roof, you can be sure that there is no hidden damage from the winter weather. Moreover, your roof will need to be in prime condition to hold up under the rain and wind that can occur in the spring and summer throughout Calgary.

The winter season can be very damaging to your roof. The moisture, snow, ice, fluctuating temperatures, and heavy winds can do a number on your roof without the right preparation. So here are some tips to protect your roof from the elements this winter.

Protect Your Gutters

Gutters can get clogged up during the winter as well. Chunks of snow and ice can prevent the melting water from draining out properly. This can result in pressure building up which then leads to gutter and roof damage. A simple installation of a gutter guard prevents large chunks of snow and ice from getting. It can be installed fairly easily but if you need help, you can always turn to a Calgary roofing company.

Make Sure Your Attic is Ventilated

It may sound weird to ensure your attic is ventilated. However, the heat from your home can collect all the moisture and bring it up to your attic. This moisture can lead to condensation which can damage your roof from the inside. If you’re having trouble getting ventilation in the attic, then it will help to get a dehumidifier running up there.

Prevent Ice Dam Formation

Ice dams can leak water into your home and also be dangerous. A good way to prevent them from forming is to install metal flashing on the edge of your roof to prevent the melting snow from forming ice dams. You can also install heated wires along the edge of your roof. However, this option does require electrical work. A qualified Calgary roofing contractor will be able to handle this kind of job.

Get Repairs Before the Storm Hits

If you know you have loose shingles, cracked flashings, or any other issues, you want to get your roof repaired before the storm hits. The extreme weather conditions will only accentuate the damage that’s already on your roof. Once you start getting heavy snowfall, repairs will become more difficult. In most cases, you’ll have to wait until the snow melts before you can work on it.

Clear Out Snow Regularly

Maintenance is an important part of protecting your roof. You need to make sure that too much snow doesn’t pile up on your roof. Most roofs are only equipped to deal with a certain amount of snowfall before they get stressed. You also need to clear out the snow that has shifted to one part of the roof due to heavy winds as that also adds stress to your roof.

These simple solutions can go a long way in protecting your roof during the winter. The most important thing is that you take action before the conditions get bad.